Senior couple hugging each other

Life Care 101 – A Guide to Understanding Life Care Communities

As you move through your retirement journey, it becomes increasingly important to make a plan that looks after both your physical and financial health. There is a great variety of diverse senior living contract options designed to make planning easier — so many, in fact, that learning the differences between them all can be a real challenge.

To make things easier for you, we’ve put together this quick, at-a-glance guide to understanding the key advantages of Life Care.

What is a Life Care Community?

Continuing care retirement communities (or CCRCs) are a type of senior living community that offers independent living alongside a full or partial continuum of care. What does that mean? Broadly speaking, it means that your future long-term care needs will be met, often at an on-campus health center. At a community offering the full continuum of care, you’ll find assisted living, memory care, skilled nursing and rehabilitation — everything you need to ensure that you won’t need to move again.

An elderly couple enjoying drinks at the bar inside their Life Care Community in Dallas

At a Life Care community like Edgemere, you’ll receive all these benefits and more. Here are a few key factors that set Life Care communities apart from other CCRCs:

  • Predictable costs. Some CCRCs offer only a modified health care plan or have a fee-for-service structure, meaning your expenses may increase dramatically if you must move from independent living to assisted living, memory support or skilled nursing. But at a CCRC that offers Life Care — like Edgemere — if you ever need long-term care, you’ll know where you’ll receive it, who will provide it, and how much it will cost. Your expenses will be clear and predictable, with minimal increases over what you’re paying as an independent living resident.
  • Safeguarding your finances. While you won’t find this at every Life Care community, the best of the best (like Edgemere) will include flexible ways to protect your finances. Our up-to-90% refundable entrance fee gives you estate protection along with the confidence of knowing you’ll have care if you need it.
  • Serious savings. The costs of senior care are always on the rise — but at a Life Care community, your entrance fee allows for significant savings on rising medical care costs when compared to what you would pay on the open market.
  • True lifelong care. Your entrance fee at a Life Care community ensures that, no matter what happens, you’ll receive the care and comfort you deserve. Should your resources run out, you’ll never be asked to leave, or to settle for less care than you truly need.

To put it plainly, living at a Life Care community gives you the unwavering confidence that care will always be available whenever you need it. You’ll be free to focus on the things that make you feel happy and fulfilled, secure in the knowledge that everything is already taken care of. And you’ll have continuing, unlimited access to all the amenities, services and other things that make Life Care communities great places to live.

An exterior shot of Edgemere, a Life Care Community in Dallas, Texas

The Edgemere Advantage

In the nationwide arena of Life Care communities, Edgemere stands tall. Why? We’re the original Life Care community in the area, and we have the breadth of experience and strong reputation that can only come from serving Dallas seniors for nearly two decades. From independent living to long-term care, you simply won’t find this kind of luxury senior living anywhere else.

Still curious? Learn more about Life Care at Edgemere.